Three Sixty Mortgages - Plymouth

Three Sixty Mortgages

Three Sixty Mortgages stands out as a reputable mortgage broker based in Plymouth, United Kingdom. Their services cater primarily to clients seeking assistance with various mortgage solutions. The company has established a strong presence in the financial advisory sector, focusing on simplifying the mortgage application process for individuals and businesses alike. Their team of experienced mortgage advisors, such as David and Gina, are praised for their professionalism and dedication to client success.

Key Services and Specialties

Mortgage Broker is the core specialty of Three Sixty Mortgages. They act as intermediaries between borrowers and lenders, helping clients navigate the complexities of securing a mortgage. Their expertise spans various mortgage types, including residential property purchases, refinancing existing mortgages, buy-to-let investment properties, and remortgaging. By leveraging their relationships with multiple lenders, they aim to find competitive interest rates and tailored mortgage products that meet individual client needs and financial situations.

Diverse Mortgage Options

Three Sixty Mortgages offers a comprehensive range of mortgage solutions:

• Residential Mortgages: Assisting clients with purchasing homes or apartments, offering advice on fixed, variable, and tracker rate deals.
• Refinancing: Helping clients switch from their current mortgage provider to potentially better deals, often saving them money over the term.
• Buy-to-Let (BTL) Mortgages: Providing specialized expertise for investors looking to purchase property to rent out, navigating BTL-specific lending criteria.
• Remortgaging: Offering guidance on remortgaging existing properties, including cash-out options for accessing home equity.
• Advisory Services: Providing impartial advice on the best mortgage options available, considering long-term financial goals and market conditions.

Guidance for Potential Clients

For individuals seeking mortgage advice in Plymouth or online, Three Sixty Mortgages offers valuable guidance. They recommend initiating the process by preparing key documentation, such as proof of income, identification, and details of existing financial commitments. By providing detailed information about their mortgage options and eligibility criteria upfront, they aim to help clients understand their borrowing potential.

Mortgage Application Process

Three Sixty Mortgages streamlines the mortgage application process. They begin by conducting a thorough financial assessment to determine the client's affordability and specific mortgage needs. Based on this analysis, they match the client with suitable mortgage products from their panel of lenders. Once a suitable deal is identified, they handle the application submission, liaise with the lender, and manage the entire process from application to completion, providing support and reassurance throughout.

Location and Contact Information

Three Sixty Mortgages operates primarily from their Plymouth office located at 11 5 Millbay Rd, Plymouth PL1 3LF, United Kingdom. This strategic location provides accessibility for local clients seeking face-to-face consultations. For clients unable to visit in person, they offer remote support and guidance. The company can be contacted via telephone at 1752905360. Alternatively, clients can reach out through their official website, www.threesixtymortgages.com, which likely hosts more detailed information about their services, mortgage calculators, lender panels, and online application options.

Reputation and Client Feedback

The feedback received from clients paints a highly positive picture of Three Sixty Mortgages. According to 26 reviews on Google My Business, the company consistently receives top marks, averaging a 5 out of 5 rating. This strong endorsement reflects their commitment to client service and expertise in the mortgage sector. Testimonials frequently highlight the professionalism and helpful nature of their mortgage advisors. Clients appreciate the prompt responses to inquiries, the clear explanations provided regarding complex mortgage terms, and the dedication shown in finding the best possible solutions tailored to their specific circumstances.

Areas of Praise

Several key aspects are frequently mentioned in positive reviews:

• Responsive and Knowledgeable Staff: Advisors are noted for quickly addressing queries and demonstrating deep understanding of mortgage products.
• Personalized Service: Clients feel supported throughout the mortgage journey, with advisors going above and beyond to meet their needs.
• Efficient Process: The mortgage application and approval process is often described as smooth and hassle-free.
• Expert Guidance: The team's ability to provide clear advice on choosing the right mortgage, considering long-term implications, is highly valued.
• Trustworthiness: Clients express confidence in the advisors' recommendations and the company's overall integrity.

Why Choose Three Sixty Mortgages

Choosing Three Sixty Mortgages means opting for a mortgage broker dedicated to client success. Their expertise simplifies the often-daunting mortgage search. They save clients time and effort by accessing a wide network of lenders. The consistently high ratings and positive client testimonials underscore their reliability and professional standards. They offer competitive rates and personalized service, making the mortgage journey less stressful. Their approach focuses on finding the best mortgage solution tailored to individual financial goals and circumstances.

Conclusion

Three Sixty Mortgages offers specialized mortgage brokerage services from their Plymouth base. With a strong online reputation reflected in numerous 5-star reviews, they are positioned as a reliable partner for anyone needing mortgage advice or assistance. Their focus on client service, combined with a deep understanding of the mortgage market, makes them a noteworthy choice for securing financing for residential, investment, or refinancing purposes.

👍 Reviews of Three Sixty Mortgages

Amy H.

5/5

David and Gina were fantastic from start to finish. Gina replied to emails extremely quickly and was very knowledgeable. Nothing was too much trouble and she went above and beyond for us. I would not hesitate to recommend Three Sixty Mortgages. We cannot thank you enough.

Dean V.

5/5

We recently dealt with Tom at Three Sixty Mortgages and we could not recommend him highly enough!

For approx 11 weeks we were going back and fourth with 2 previous advisors, who informed us we could not proceed with a mortgage application until my partner was off of furlough.

After being recommended to Three Sixty Mortgages by a friend, we decided to get in touch and see if there was any way they could help us...and help us they did! Within an hour the team were in touch with us and within less than 24hrs, Tom had processed our mortgage application. Around 10 days later we had our mortgage offer...despite being advised elsewhere that this was not possible! So we were extremely over the moon that Tom had managed to sort this for us, especially with such a quick turnaround!

The communication was excellent and Tom was very reassuring that he could get it done for us and being first time buyers, we felt with Tom that no question was a silly question. He has helped us from start to finish and made the whole process so much easier for us despite our previous issues.

Our only regret is that we didn't go to Three Sixty Mortgages sooner!

We will 100% be returning when we re mortgage!

Thanks so much again!

Dean & Kayleigh

Matt C.

5/5

Tom, Gina and David were fantastic in dealing with my mortgage requirements. They immediately dealt with all matters and kept me updated throughout. My circumstances weren't straight forward but they dealt with ease and offered sound advice. Wouldn't hesitate to recommend to anyone to use their services as i know they will be well looked after. Thank you to the whole team!

Ryan L.

5/5

Fantastic service from David & Gina, the knowledge of the bridging and buy to let marketplace is outstanding. All more complex cases dealt with extremely well, they go the extra mile to provide the right advice and products. I have used for many years and could not recommend highly enough.

Sam

5/5

Massive thanks to Tom and Gina for helping us with our remortgage. Gina was great when setting us up at the beginning of the process and answered any questions that we had. Tom was amazing throughout the whole remortgage and always kept us informed of any updates and changes as they happened. He was always available to answer any queries we had and communication was always great. Unfortunately our first deal didn't go ahead due to an awkward lender, but Tom still went out of his way to work around this and ensure that we still completed on time within a short time frame. I wouldn't hesitate to recommend ThreeSixty Mortgages to any family or friends and look forward to using them again in the near future.

Christian W.

5/5

Tom and the team at Three Sixty Mortgages were great!! I was looking to buy a New Build home and didn’t really know where to start. Tom managed to get me a great mortgage deal that I was accepted for within 1 week. He also took care of the whole Help to Buy application and explained everything in a very easy to understand way. I would highly recommend Tom to anyone looking for a mortgage!!

Sean H.

5/5

The best of service from the team at Three Sixty Mortgages! 6 weeks from viewing to completion for my residential property and I owe a lot of this to Tom and David. Even when things went slightly wrong with the solicitor my wife contacted Tom as I was out of the country and he was able to sort things that ultimately were not even in his job role to solve. This is an example of the above and beyond commitment to their clients the team has. My investment property also came with unusual circumstances and where I had been turned down before from major banks, Three Sixty were able to help. Excellent service, Thank You!

Mathew P.

5/5

after having trouble securing the mortgage we needed to purchase our home from another mortgage advisor. We were put into contact with Tom at 360 mortgages. Tom explained that he had herd of our situation and wanted to help. From the first contact Tom was professional and also enthusiastic to get the result we needed. Throughout the process Tom kept us up to date with the progress and we felt he provided the one to one contact. I would highly recommend him to anyone as he delivered everything he promised.