Front Row Financial Ltd - Rochdale

John Keogh

I would like to say thanks very much to Steve for advising on our pension and future financial planning. Having listened to Steve explaining what his business was based upon I arranged an initial scoping meeting to see where my wife and I wanted to move forward with our pension planning.

Steve's clear explanations made me wonder why I had not availed myself of his services earlier, but it Is better late than never. The projections and risks associated were explained In detail and we subsequently met up with Steve at our offices to finalise the planning.

We are now both much more comfortable with the pensions now in place, reassured that we have not left It too late and we will be able to look forward to retirement with a more comfortable existence following Steve's guidance. I have no problems in recommending Steve's services to anyone, even if they are of a more senior vintage.

Kerry S Hargreaves

Nobody wants to, or can be bothered with, looking into what is the best way on maximising your assets/income/pensions so that - when you come to retire (nobody is getting younger each day) - you have enough money to live on, to buy food, fuel your home and car and have some nice holidays as you’ve worked hard all of your life. This is where Steve comes in. He sits down with you over a cuppa and asks all the right questions to achieve a way of project managing your future income. He’s like a personal trainer for your finances but he does all the hard work. Thanks to Steve and his infinite wisdom, we both agreed that I could put one of my pensions into a cheeky little higher risk pot to maximise its return. Steve is also much younger so he’s going to be there for me longer than I’ll ever need him, because when you sort your pension through him, he stays with you for life - and reviews the position regularly- and it’s for these reasons I feel confident that when I come to retire I’ll have done the best I can with the money I’ve made.

Simon Coupe

Steve has provided me excellent advise on consolidating several old workplace pensions into one manageable retirement fund.
He offered the convenience of visiting me at home and explained everything thoroughly and ensured I understood before we made any changes . I would highly recommend Steve and Front Row Financial

Bsquared Property Services Ltd

From the very first meeting with Steve, it was clear that he takes great pride in the service he offers. Steve was able to assess my finances with a sound understanding of my circumstances coupled with the knowledge of his industry. His transparency and honesty was extremely valuable to me particularly where finance can often be complex to understand. I would have no issues recommending Front Row Financial for anyone looking to review their finances, Investments and pensions.

Charlotte Nuttall

I discovered Front Row Financial during Steve’s presentation on pensions, a topic I thought little about as a 26 year old! However, I quickly realised that I had no financial goals, and no idea how much I needed to be putting in my pension. I knew I needed to make a change but I was anxious I didn’t have the right knowledge or skillset.
In my free consultation with Steve, he helped me map out my personal and professional finance goals, as he explained the two often go hand in hand. I felt empowered and in control of my own finances, leaving the meeting with actions I could implement straight away, for free, and bigger goals for the next few years.
Steve’s friendly and straightforward approach to finance made me feel at ease talking about money and I would highly recommend to anyone looking to improve their financial standing.

RFDance !

Steven was absolutely fantastic from start to finish. He spoke to me like I was a person and made sure I understood everything. It wasn’t complicated and ended up being very straight forward. If your thinking of taking out a pension I highly recommend Steven.

R N

Ste provided fantastic unbiased advice on my personal pension. His professional & personable approach helped me understand the options available to me while always feeling at ease when discussing my personal finances. Would highly recommend Ste at Front Row Financial LTD.

jamie ford

I finally feel like mine and my family’s finances are organised and working towards our personal goals- having the option to retire early,our childrens financial future improved and the money we have spare now not sat idle. From career changes and starting our own business, our pensions where messy and nowhere near on course to where we needed to be. I can sleep better at night now knowing everything is in order for me and my family thanks to Steven Worral at front row financial. He provided a professional service and made us feel at ease from the off. He pointed out mistakes we had made without making us feel financially stupid and gave us clear options to proceed in the best we for us. We can’t recommend this service highly enough.