Oliver White
5/5
When I hit 55 I knew that I needed holistic financial advice to guide me through the latter stages of my working life and into retirement. Previously I had been with a large wealth management company, but I knew that I needed something more personal than an annual meeting discussing fund performance, which is what I had experienced up to that point in my life.
I met with five excellent financial advisers but STEM Financial stood out immediately. Ben looks at the big picture - who the client is, what motivates him/her, how they see the world, where they want to get to - and uses that psychological insight to help them.
Ben devoted an enormous amount of time and effort to analysing my situation, getting to know me, and developing a plan from there. He is a very positive and uplifting person who helped me see possibilities and potential which I would not have been able to see for myself. He helped me clarify what it was I was looking to do next and he helped me get there through meticulous cash flow modelling, discussions around different options and holistic “life planning”, based on lots of information and total clarity. He dealt with all the admin around moving my existing investments into more suitable funds, with the objective of keeping costs as low as possible.
I am now in a situation in terms of where/how I am living, which I simply would not have achieved without Ben’s expertise, advice and insights. Ben works as a true “trusted adviser”. He can be reached at any time and is always responsive, straightforward and direct. He is a person of huge integrity and warmth, who genuinely cares about people and helping them to live to their utmost potential. As I look ahead, I feel a level of confidence I would not otherwise have, despite all the turmoil in the world and in the markets, because I know Ben will be on hand to guide, advise and help with decisions as life changes and evolves.
I would have no hesitation in recommending Ben to anyone looking for ongoing financial planning and advice. He will be 100% committed to helping you get where you want to be, minimising costs and even nudging you in ways you might not otherwise have considered.
